Retirement Insecurity in Switzerland - The Facts

A study conducted by Swiss Life reveals concerning statistics about the financial well-being of Swiss retirees:

• 10% of retirees anticipate that their savings will not last through their lifetime.

• 44% are just breaking even, spending as much as they receive.

• 22% rely on their savings to cover daily expenses.

• 73% of working individuals do not have enough for retirement.

These figures highlight that even in Switzerland, many seniors face financial challenges during retirement.

Cause of Retirement Crisis in an Affluent Country?

Even Switzerland, known worldwide for its financial strength, is feeling the pinch of global trends affecting retirement security. The reasons are complex but clear:

Longevity Risk

People are living longer—a good thing in many ways, but financially challenging when retirement savings must stretch much further. Increased longevity significantly heightens the risk of running out of money.

Rising Costs and Inflation

Inflation doesn’t spare affluent nations. Housing, healthcare, and daily expenses continue to rise. Even modest increases compound over a long retirement, dramatically eroding purchasing power.

Inefficient Retirement Products

Traditional retirement plans, including pensions and personal savings products, often involve high fees and inefficient management practices. These inefficiencies silently erode up to half of a person’s retirement savings—money they can't afford to lose.

Why We Need an Innovative Solution

Clearly, a systemic change is needed to address this growing retirement insecurity. Traditional solutions, despite their good intentions, have proven inadequate. A fresh, innovative approach to retirement savings—one that can recover what’s currently lost through inefficiencies—is urgently required.

Enter TimeTrust—A Transformative Retirement Solution

TimeTrust recognizes and directly tackles the root cause of inadequate retirement savings: financial waste embedded within traditional retirement products. Without going into overly technical detail, TimeTrust employs a patented and innovative model designed to recover the approximately 50% of retirement savings that are currently lost or wasted due to outdated product structures.

By reclaiming these lost funds, TimeTrust has the extraordinary potential to double retirement pay for individuals worldwide. This revolutionary approach doesn’t just promise incremental improvements—it fundamentally transforms retirement security, turning retirement insecurity into lifelong financial stability.

A Brighter Retirement Future for All

The situation in Switzerland underscores a critical lesson: retirement insecurity isn’t limited to developing economies or struggling nations—it’s a global issue. Even the most affluent countries must face the harsh realities revealed by these troubling statistics.

TimeTrust provides a beacon of hope by confronting and solving the inefficiencies that conventional products have long overlooked or tolerated. Its approach could not only double retirement payouts but significantly reduce the emotional and financial stress currently experienced by countless retirees.

In short, TimeTrust doesn’t just improve retirement planning—it reshapes it, ensuring retirement is a period of comfort, dignity, and genuine financial security, even in countries previously thought immune to such challenges.